We set the deferred period around any sick pay or savings you have, choose between short-term and full-term cover, and check the definition of incapacity — own occupation cover is usually the strongest.
Premiums and cover levels are matched to what you can comfortably sustain, so the policy is still there years from now.
How we help with income protection
- Deferred periods matched to your sick pay or savings
- Own occupation definitions where available
- Short-term and full-term options explained
- Particularly important for self-employed clients
Self-employed with no sick pay?
Speak to Viresh — CeMAP and Cert CII qualified, with access to over 90 lenders and more than 15 years' experience.
Not sure where to start? Send a quick message.
Typically, we charge a fee of £295, however, the actual fee will depend on your circumstances.