First Time Buyer Mortgages
Buying your first home should be exciting, not bewildering. We explain the whole journey in plain English and stay with you from first conversation to keys in hand.
Read moreMortgages
Whatever your circumstances — a first home, a next home, a rental property, a patchy credit file or two years of self-employed accounts — there is usually a route through. With access to over 90 lenders, we find the one that fits.
Buying your first home should be exciting, not bewildering. We explain the whole journey in plain English and stay with you from first conversation to keys in hand.
Read moreMoving home means juggling a sale, a purchase and a new mortgage at the same time. We take the mortgage side off your plate entirely.
Read moreSlipping onto your lender's standard variable rate can be an expensive accident. A timely remortgage review puts you back in control.
Read moreWhether you are buying your first rental property or adding to a portfolio, buy to let lending has its own rules and its own lenders.
Read moreRight to Buy lets many council and housing association tenants purchase their home at a discount. Not every lender supports it — we know the ones who do.
Read moreShared ownership can bring a home within reach when a full purchase is out of range. It also brings extra paperwork — we handle it.
Read moreIf you bought with a Help to Buy equity loan, your options at the end of your deal need careful handling. We have guided many buyers through it.
Read moreBridging finance is short-term borrowing designed to cover a gap — a broken chain, an auction deadline, a property that needs work before it can be mortgaged.
Read moreCommercial lending is assessed case by case rather than by a rate table. Presenting your business well to the right lender makes the difference.
Read moreA difficult credit history does not automatically close the door. Many clients arrive feeling they have no hope — and more often than not, there is a way forward.
Read moreConsolidating credit into your mortgage can reduce monthly outgoings, but it secures previously unsecured debt against your home and usually costs more overall.
Read moreReleasing equity from your home is a long-term decision that affects your estate and any means-tested benefits. It deserves unhurried advice.
Read moreA second charge mortgage sits alongside your existing mortgage, which can be useful when your current rate is worth keeping.
Read moreBeing self-employed does not make a mortgage harder to get — it makes it harder to get wrong. The figures a lender uses vary enormously.
Read moreYour home may be repossessed if you do not keep up repayments on your mortgage.
Typically, we charge a fee of £295, however, the actual fee will depend on your circumstances.
That's normal. Tell us roughly where you are and Viresh will work out the rest with you.
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