Interest becomes payable on the equity loan after the initial interest-free period, so timing a review matters. We look at whether to remortgage with the loan in place, repay part of it, or repay it in full.
Each route has different lender criteria and costs, and we will set them out plainly so you can choose with confidence.
How we help with help to buy mortgages
- Remortgaging while keeping the equity loan
- Partial or full repayment of the equity loan
- Handling the administrator's paperwork and valuations
- Clear comparison of long-term costs
Need to review your Help to Buy mortgage?
Speak to Viresh — CeMAP and Cert CII qualified, with access to over 90 lenders and more than 15 years' experience.
Not sure where to start? Send a quick message.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Typically, we charge a fee of £295, however, the actual fee will depend on your circumstances.