Missed payments, defaults, county court judgments, debt management plans, IVAs and past bankruptcies are all assessed differently from lender to lender, and specialist lenders look at how recent and how large the issue was rather than simply declining.
We review your credit files with you, explain exactly how each item is likely to be viewed, and approach lenders realistically. We will never promise an outcome we cannot deliver, but we will tell you honestly where you stand and what would improve your position.
How we help with bad credit mortgages
- Missed payments, defaults and CCJs
- Debt management plans, IVAs and past bankruptcy
- Specialist lenders who look at the whole picture
- Straightforward advice on improving your position
Been turned down elsewhere? Let's talk it through.
Speak to Viresh — CeMAP and Cert CII qualified, with access to over 90 lenders and more than 15 years' experience.
Not sure where to start? Send a quick message.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Typically, we charge a fee of £295, however, the actual fee will depend on your circumstances.