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Mortgages

Right to Buy Mortgage Advice

Right to Buy lets many council and housing association tenants purchase their home at a discount. Not every lender supports it — we know the ones who do.

The discount is often treated as your deposit, which means some buyers can purchase with little or no money of their own. Lenders vary widely in how they handle the offer notice, the discount period and any future resale restrictions.

We will check your Right to Buy offer, confirm what you can borrow against it, and handle the application with a lender that is comfortable with the scheme.

How we help with right to buy mortgages

  • Lenders who accept the discount in place of a deposit
  • Help reading and using your Right to Buy offer notice
  • Advice on the discount repayment period
  • Support for tenants with imperfect credit histories

Received your Right to Buy offer?

Speak to Viresh — CeMAP and Cert CII qualified, with access to over 90 lenders and more than 15 years' experience.

Not sure where to start? Send a quick message.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically, we charge a fee of £295, however, the actual fee will depend on your circumstances.

Let's make it happen

One conversation is usually enough to know where you stand and what your next step should be.

Not sure where to start? Send a quick message and Viresh will come back to you.

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