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Mortgages

Equity Release and Later Life Lending Advice

Releasing equity from your home is a long-term decision that affects your estate and any means-tested benefits. It deserves unhurried advice.

We start with the alternatives — downsizing, a retirement interest-only mortgage, standard later life lending — before considering a lifetime mortgage, and we encourage you to involve family in the conversation.

If equity release is right for you, we explain how interest rolls up, what a no negative equity guarantee means and how any future move or repayment would work.

How we help with equity release

  • Alternatives considered before equity release
  • Effect on inheritance and means-tested benefits
  • Family involved in the discussion where you wish
  • Time to think, with no pressure to proceed

Want to understand your later life options?

Speak to Viresh — CeMAP and Cert CII qualified, with access to over 90 lenders and more than 15 years' experience.

Not sure where to start? Send a quick message.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically, we charge a fee of £295, however, the actual fee will depend on your circumstances.

Let's make it happen

One conversation is usually enough to know where you stand and what your next step should be.

Not sure where to start? Send a quick message and Viresh will come back to you.

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