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Mortgages

Debt Consolidation Mortgage Advice

Consolidating credit into your mortgage can reduce monthly outgoings, but it secures previously unsecured debt against your home and usually costs more overall.

We will show you the total cost over the mortgage term, not just the change to your monthly payment, and compare it against leaving the borrowing where it is.

Where consolidation is not in your interest, we will say so. Where it is, we will find a lender comfortable with the reason for raising funds.

How we help with debt consolidation mortgages

  • Full comparison of short-term and long-term cost
  • Clear explanation of securing debt against your home
  • Lenders who accept consolidation as a purpose
  • Honest advice when consolidating is the wrong move

Want an honest view of consolidating?

Speak to Viresh — CeMAP and Cert CII qualified, with access to over 90 lenders and more than 15 years' experience.

Not sure where to start? Send a quick message.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically, we charge a fee of £295, however, the actual fee will depend on your circumstances.

Let's make it happen

One conversation is usually enough to know where you stand and what your next step should be.

Not sure where to start? Send a quick message and Viresh will come back to you.

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